RAW API RESPONSE:
{
    "error": {
        "message": "You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.",
        "type": "insufficient_quota",
        "param": null,
        "code": "insufficient_quota"
    }
}

Array
(
    [message] => You exceeded your current quota, please check your plan and billing details. For more information on this error, read the docs: https://platform.openai.com/docs/guides/error-codes/api-errors.
    [type] => insufficient_quota
    [param] => 
    [code] => insufficient_quota
)